Official BMF Formulas 2026
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📊 Detailed Deductions

The 6 German Tax Classes

Which tax class is right for you?

Tax Classes Overview 2026

Tax Class For whom? Specifics
I Single, Divorced, Widowed Standard tax class
II Single Parents Relief amount: €4,260
III Married (Sole/Main Earner) Most favorable tax class
IV Married (Both Working) For similar incomes
V Married (Partner in III) Highest deductions
VI Second or Side Job No allowances

Tip: Change Tax Class

Married couples can change their tax class combination once a year. The change is possible until November 30th and takes effect the following year.

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Frequently Asked Questions

Which tax class do I have as a single person?

As a single person without children, you automatically have Tax Class I. This is the standard tax class for everyone who is not married.

When is the III/V combination worthwhile?

The III/V combination is worthwhile when one partner earns significantly more (about 60% or more of the total income). The higher earner takes Tax Class III, the other V.

Can I change my tax class online?

Yes, you can apply for a tax class change via ELSTER (elster.de) online or at your local tax office. The change is possible once per year.

What does Tax Class VI mean?

Tax Class VI applies to second or side jobs. No allowances are considered here, so deductions are highest. The main job keeps the normal tax class.